Auto Insurance and Motorcycle Insurance Basics in Texas

When you are looking for auto insurance or motorcycle insurance in Texas, you need to know that this is with an at-fault state. That means that Texas law will require you to have auto insurance or motorcycle insurance that will protect you financially in the event of an accident. 

At Alloy Insurance Partners, we want Dallas, TX residents to feel secure when they are on the roads. We can help you to design the auto insurance and motorcycle insurance policy or bundle to meet your needs.

Auto Insurance

In Texas, you have to have bodily injury liability and property damage liability for your vehicle. 

• Bodily Injury Liability – Coverage for medical bills and expenses for other drivers in a collision and any passengers
• Property Damage Liability – Coverage for property repairs, including buildings, fences, or property damaged during a collision

Additional coverage that you can get for auto insurance includes personal injury protection, collision insurance, comprehensive insurance, uninsured motorist protection, towing and labor, and uninsured motorist property damage.

Motorcycle Insurance

Motorcycles in Texas are required to be insured. These drivers will also have to be required to prove they can cover the losses in an accident or collision.

Motorcycle insurance is very similar to auto insurance. Minimum motorcycle insurance requirements include bodily injury liability and property damage liability. There are additional coverages you can get for motorcycle insurance for added protection such as personal injury protection, collision insurance, comprehensive insurance, and towing insurance, among other types of coverages.

Get a Quote

When you are looking for auto insurance or motorcycle insurance, get a quote from Alloy Insurance Partners. We can help Dallas, TX residents find the insurance policy or bundle that best meets their driving needs. Call us for a quote today!