Can you add a motorcycle to your auto insurance?

When you are hitting the road in Texas, whether it is in an auto, truck or motorcycle, you need to know that you have the coverage you need to feel protected. Some insurance is mandated by the state and some others are optional, but no matter which way is right for you, Alloy Insurance Partners in Dallas, TX  is here to make sure the coverage you have is customized to your needs. As independent agents, we can offer more choices and we are dedicated to making sure our customers can drive without worrying about their insurance coverage, letting them down. 

When you want to add another vehicle to your auto policy, it is usually as simple as giving your insurance agent a call and giving them the vehicle particulars. This is not the case with a motorcycle. While motorcycles are mandated by the law in Texas to have the same coverage as a car or truck, they are not considered the same when it comes to insurance. 

To add a motorcycle to your auto policy, you must add an endorsement. Not every insurance company will allow this. Your independent insurance agent can tell you if your insurance carrier allows you to add a motorcycle endorsement.  If they don’t, you have two choices. You can change companies to go with one that will allow a motorcycle endorsement or you can buy dedicated motorcycle insurance and try to bundle the coverage with the other insurance you have with that carrier. 

When you bundle different policies with the same carrier, it usually makes you eligible for a multi-policy discount. This is an important consideration when you are trying to get the motorcycle insurance that you need and want. 

Contact Alloy Insurance Partners in Dallas, TX when you are looking for auto or motorcycle insurance.