How Does Motorcycle Insurance Work?

When you own a motorcycle, the ride can be exhilarating. However, it’s essential to recognize that having a bike comes with many risks, and it’s vital to guard against those the best you can. One way to do this is to have motorcycle insurance that will cover you for various aspects of accidents. If you have a motorcycle and have not gotten motorcycle insurance for it yet, you need to call us at Alloy Insurance Partners in Dallas, TX. Remember that it’s the law that you must have motorcycle insurance if you ride, and we can help you get it. 

Liability Protection

Different types of coverage all fall under the umbrella of motorcycle insurance. You are required to have liability coverage for your bike. You need both property damage liability coverage and bodily injury liability coverage in your policy. These will give you protection in case there is an accident that you cause and that results in property damage, injuries, or both. Of course, these coverage types pay for the injuries and damages of other people and not your bills after an accident. Coverage can keep you safer from lawsuits and take care of the bills that become due after an accident. Having this type of coverage is essential so you won’t have to pay those bills from your own pocket. 

Other Coverage Types

While you have liability coverage, you can add other types of coverage to your policy if you choose. These include collision coverage that will pay for the damages caused to your vehicle. You can also get comprehensive coverage, which pays for other damages to a bike when it isn’t on the road. 

Get Motorcycle Coverage

Call us at Alloy Insurance Partners in Dallas, TX to get the insurance you need.