It is common for people who are diligent in purchasing full coverage car insurance, homeowner’s insurance, and life insurance to overlook flood insurance because they think that they are either covered by their homeowner’s insurance or that they live in a risk-free area. At Alloy insurance Partners, we want all Texans to be aware of the fact that flood coverage does not fall under the typical home insurance policy, and even low-risk zones can flood in extreme times. We serve Austin, San Angelo, Dallas, TX and the surrounding areas with quality insurance for everything from floods to auto coverage and more.
Flood Insurance Stands Alone
If an area has even a 1% chance of flooding in Texas, then most lenders will require you to purchase flood insurance. However, Hurricane Harvey proved that it does not matter if the property falls into the official flooding zone, in extreme conditions anywhere can flood, and you will be left uncovered with a lot of damage to repair if you do not have this extra coverage. Typical flood insurance will cover your home up to $250,000. However, make sure all of your property is protected by adding a separate flood coverage for your property with a limit of $100,000. If you have special considerations, discuss them with one of our agents to see if we can write a perfect policy for your needs.
Contact us at Alloy Insurance Partners if you want to discuss your options for flood insurance or any other insurance coverage. We can answer any questions you may have and give you flood insurance quotes. We serve Austin, San Angelo, Dallas, TX and the surrounding areas with quality insurance for all aspects of your life.