Doing a risk assessment of your home

Life is risky and your home no matter how careful you are is filled with potential for risk. You need to make sure you know what the risks are and have insurance to protect you from any problems that might be caused by those risks. At Alloy Insurance Partners in Dallas, TX, we understand risks, and we have the experience to help you find the solutions to mitigate those risks. 


Your dogs are members of your family; it is hard to imagine that they are a risk. However, depending on what breed they are they may not even be covered by your home insurance. Check with your agent to make sure you have coverage and of course make every effort to keep problems from happening by leashing your dogs when they are outdoors and getting training, so they don’t jump on or accost any guests you have. About 1/3 of all home insurance liability claims are for dog bites. 

Swimming pool

A swimming pool is a great place to enjoy the warm weather, but it also places an increased risk on your home insurance. Pool-related accidents are risks you assume when you add a pool or buy a home with a pool. Make sure that the fencing that surrounds your pool meets all local regulations. You need to make sure your pool can not be accessed by neighborhood children when you are not in the pool area. 


A trampoline is what can be referred to as an attractive nuisance. It poses a danger to children who will want to use it even if they have not been invited into your yard. 

Owning a home comes with lots of risks. At Alloy Insurance Partners in Dallas, TX, we make sure our clients have enough liability coverage to protect them from the risks they have,