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Commercial insurance offers financial protection to business owners. If you are self-employed or own a company in Dallas, TX, Alloy Insurance Partners can help teach you about commercial insurance. We are insurance providers who offer commercial insurance policies to Texas business owners.
The following are four things you need to know about commercial insurance.
Certain types of commercial insurance may be required by law.
Business owners should first focus on meeting legal requirements and purchasing any commercial coverage required by law.
Unlike in most states, workers’ compensation is not required by law in Texas. However, commercial auto insurance coverage is an important type of coverage required by law for any company that uses vehicles as part of commercial operations.
Business loan lenders will typically require companies to carry commercial insurance.
Meeting legal requirements isn’t the only reason why commercial insurance is important. Commercial insurance is also important because lenders typically require commercial insurance coverage for borrowers looking for business loans.
Lenders consider that commercial insurance protects their investments when they give business loans. If you may seek out business financing in the near future, carrying commercial insurance is important.
Commercial property coverage can cover you for damages caused by theft.
Theft is a significant concern for many business owners. Fortunately, a commercial insurance policy should cover a business for losses from theft if it includes commercial property coverage.
At Alloy Insurance Partners, we’ve got you covered when you’re on the market for commercial insurance in Dallas, TX. If you’d like to get a quote on a policy or research policy options, get in touch with us. Visit our website or call us, and we’ll be happy to provide you with a policy quote.
